Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$299,000

400 N STEEL BRIDGE Road 1, St. Johns, FL 32259, St. Johns, FL 32259

Southbridge

Price
$299,000
Beds / Baths
3 / 2
Living area
1,122 sqft
Year built
2002
Type
Townhouse
Lot
0.05 ac
Garage
1
HOA
$228/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
16

Step into this light and bright single story corner unit in the desirable JCP community. The open floorplan flows fluidly between the living room, dining area and kitchen. The primary suite is tucked away with a split bedroom design providing added privacy. This move in ready home offers new flooring, new blinds, new can lights and has been freshly painted. Enjoy the easy, low maintenance living with all the amenities you desire. The community offers several pools,, parks, a fitness center and plenty of golf. Don't miss out on this one!

What to check on this one

  • Verify exact flood zone designation and get elevation certificate if AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Request HOA docs: CC&Rs, budget, rental restriction rules, reserve study.
  • Get roof age/inspection report — home is 22 years old.
  • Verify plumbing material (polybutylene common in 2002 townhouses).
  • Confirm HVAC age and service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,551/mo
Property tax (1.1% eff., St. Johns Co.)$274/mo
Homeowners insurance (est.)$292/mo
HOA$228/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,512/mo

Loan $239,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 11:00 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.