$595,000
308 ATHENS Drive, St. Augustine, FL 32092, St. Augustine, FL 32092
Arbor Mill
- Price
- $595,000
- Beds / Baths
- 5 / 4
- Living area
- 2,951 sqft
- Year built
- 2016
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 3
- HOA
- $64/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 45
- Elementary
- Mill Creek Academy
- High school
- Tocoi Creek
$202/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.
$10,000 SELLER CONCESSION WITH AN ACCEPTABLE OFFER! Use it toward closing costs, prepaid expenses, or a rate buydown--giving you more buying power from day one! Wake up to peaceful pond views in this quiet community convenient to shopping, dining, schools, and major roadways. This 2,951 sq. ft. home offers 5 bedrooms and 3.5 baths with a layout designed for space and flexibility. Step through the 8-ft glass front door into a wide, light-filled foyer. The formal dining room features wainscoting and flows into a butler's pantry with barn doors and coffee station. The kitchen offers granite counters, 42-inch cabinetry, stainless appliances, abundant storage, and a breakfast nook overlooking the family room with coffered ceilings, custom built-ins, and pond views. The first-floor owner's suite features two walk-in closets, dual vanities, soaking tub, and separate shower. Upstairs are four bedrooms, including one with an ensuite bath, plus an additional full bath ... 5 bedrooms. 3.5 baths. 2,951 sq. ft. A layout designed for the way you live. Schedule your private showing today! Seller's preferred lender to offer 1% of the loan amount toward the buyer's closing costs, prepaid expenses, or rate buydown. Financing offered by Bayway Mortgage Group, Edward Carlton. Conditions apply.
What to check on this one
- Verify flood zone designation and get elevation certificate if in AE/VE zone.
- Order 4-point inspection and wind-mitigation report (home is 10 years old).
- Confirm roof age and current insurance carrier acceptance.
- Review HOA documents and verify $64/mo covers all mandatory fees.
- Inspect pond/waterfront easement boundaries and maintenance responsibility.
- Get pre-approval letter before offer; clarify seller lender concession terms in writing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $476,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REALTY ONE GROUP ELEVATE. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.
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