Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$169,900

403 E INDIANA Street, Florahome, FL 32140, Florahome, FL 32140

Florahome

Price
$169,900
Beds / Baths
3 / 2
Living area
1,350 sqft
Year built
1999
Type
Residential
Lot
0.94 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
48
Elementary
Melrose

$126/sqft asking, vs a $180/sqft median across 29 closed sales in 32140 over the last 12 months — 30% below the area's closed prices. Priced 30% below area median at $126/sqft versus $180/sqft; remarks cite motivated sellers but note no condition issues or required work.

Step into nature and out of the noise and busyness! MOTIVATED SELLERS are ready to make a move on this 3-bedroom, 2-bath manufactured home nestled on approximately .94 acres in peaceful Florahome. The home features a durable metal roof, brand-new hot water heater, split-bedroom floor plan, and spacious living area perfect for entertaining or relaxing after a busy day. A convenient circular driveway provides easy access and plenty of parking, while a heavy-duty flagpole adds a distinctive touch! Outside, there's plenty of room for a garden, pets, outdoor activities, or simply room to breathe and enjoy the peaceful surroundings. A 10x16 shed offers the perfect space for hobbies, projects, equipment, or extra storage. Conveniently located within a short drive of Gainesville, Palatka, and Keystone Heights, this property offers peaceful country living with nearby conveniences. Great opportunity for a first-time homebuyer or anyone looking for space and privacy. Book your showing today!

What to check on this one

  • Verify flood zone designation with Putnam County—obtain FEMA map and elevation certificate if in AE/VE.
  • Confirm manufactured home title status and any lien payoff amounts before closing.
  • Get roof installation date and warranty details; metal roof age acceptable but verify remaining life.
  • Inspect plumbing type (polybutylene common in 1999 units)—ask for service history and any prior replacements.
  • Verify septic system last pumped/inspected and obtain service records; confirm well water testing current.
  • Review any deed restrictions or Putnam County land-use limitations affecting the 0.94-acre parcel.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$882/mo
Property tax (1.1% eff., Putnam Co.)$156/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,330/mo

Loan $135,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 1:50 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.