Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$742,000

3832 SANDY SHORES Drive, Jacksonville, FL 32277

Sandy Shores

Price
$742,000
Beds / Baths
5 / 4
Living area
3,780 sqft
Year built
1985
Type
Residential
Lot
0.63 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
87

$196/sqft asking, vs a $166/sqft median across 517 closed sales in 32277 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

O SELLER'S FINANCE AVAILABLE WITH THE BEST TERMS AND ITS OPTIONAL TO THE BUYER.

What to check on this one

  • Verify roof age and condition — 41-year-old home may need replacement soon; get inspection
  • Order 4-point inspection and wind-mitigation report for insurance underwriting
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Inspect plumbing material — cast-iron or polybutylene common in 1985 builds
  • Get septic system service records and tank pumping history if applicable
  • Review seller-financed terms in writing with your attorney before proceeding

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,850/mo
Property tax (1.1% eff., Duval Co.)$680/mo
Homeowners insurance (est.)$433/mo
All-in monthly (est.)$4,963/mo

Loan $593,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of VERTICAL REALTY. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 9:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.