Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$2,900,000

327 COSTA DEL SOL Drive, St. Augustine, FL 32095, St. Augustine, FL 32095

Palencia

Price
$2,900,000
Beds / Baths
5 / 5
Living area
4,455 sqft
Year built
2016
Type
Residential
Lot
0.95 ac
Garage
4
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
42
Elementary
Palencia
Middle
Pacetti Bay
High school
Allen D. Nease

$651/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 217% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Perfectly positioned on Costa Del Sol, one of Palencia's most coveted streets, this elegant Cottage Home offers sweeping, unobstructed Intracoastal Waterway views. Featuring 5 bedrooms, 4.5 baths, a private office, and two 2-car garages, one wired for an EV charger, this residence showcases exceptional craftsmanship with rich millwork, designer finishes, and abundant storage throughout. The chef's kitchen impresses with premium appliances, an expansive walk-in pantry, and a sophisticated wet bar designed for effortless entertaining. The owner's suite is a private retreat featuring a spa-inspired bath and custom closets. Outdoor living is exceptional with a screened heated pool and spa, summer kitchen, expansive covered lanai, fire pit, outdoor speakers, and additional yard space beyond the pool--all overlooking breathtaking Intracoastal views. A rare opportunity to own one of Palencia's premier waterfront residences.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for Intracoastal waterfront property.
  • Request CDD bond payoff amount and confirm all assessments are current.
  • Inspect roof condition and obtain age documentation; confirm insurer will cover waterfront home.
  • Review 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report.
  • Confirm pool/spa maintenance records and verify saltwater system if applicable.
  • Verify EV charger installation is permitted and transfer-ready; check electrical capacity.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$15,047/mo
Property tax (1.1% eff., St. Johns Co.)$2,658/mo
Homeowners insurance (est.)$1,692/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$19,574/mo

Loan $2,320,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REALTY ONE GROUP ELEVATE. Data via realMLS (Northeast Florida MLS), updated Jul 22, 2026, 7:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.