Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$319,000

76170 LONG LEAF Loop, Yulee, FL 32097, Yulee, FL 32097

Timber Creek Plantation 1

Price
$319,000
Beds / Baths
3 / 2
Living area
1,632 sqft
Year built
2005
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$45/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
33
Elementary
Wildlight
Middle
Yulee
High school
Yulee

Move-in ready and beautifully maintained, this 3-bedroom, 2-bathroom home in Timber Creek offers the perfect blend of comfort, style, and everyday convenience. Step inside to an inviting open-concept floor plan where the living room, dining area, and kitchen flow seamlessly together, creating the ideal space for entertaining or simply enjoying time at home. The kitchen features a breakfast bar overlooking the main living areas, keeping everyone connected. Durable laminate flooring extends throughout the main living spaces, while the bedrooms offer the warmth and comfort of carpet. A neutral color palette throughout makes it easy to add your personal style and truly make this home your own. Unwind on the covered, screened lanai overlooking a peaceful lake and fountain, with a beautiful backyard that provides the perfect backdrop for morning coffee, evening sunsets, or weekend gatherings. Located in the desirable Timber Creek community, residents enjoy a low HOA and fantastic amenities, including a community pool, playground, and basketball courts, all while being just minutes from I-95 for an easy commute to Jacksonville, Kings Bay, Amelia Island, and beyond. If you've been searching for a well-cared-for home with water views, community amenities, and a location that makes life easy, this one is a must-see.

What to check on this one

  • Verify roof age and get 4-point inspection; 2005 home may face insurer restrictions soon.
  • Confirm flood zone officially; waterfront location requires elevation certificate for lender/insurance.
  • Pull HOA docs: verify $45/mo is current, check rental restrictions and reserve status.
  • Inspect for polybutylene plumbing (common 2005 era); confirm all copper or approved PEX.
  • Request homeowner insurance quote now; waterfront + age = higher premiums or carrier limits.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,655/mo
Property tax (1.1% eff., Nassau Co.)$292/mo
Homeowners insurance (est.)$292/mo
HOA$45/mo
All-in monthly (est.)$2,284/mo

Loan $255,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 2:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.