Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$320,000

3620 DARTFORD DR Drive, Davenport, FL 33837, Davenport, FL 33837

**verifying Subd**

Price
$320,000
Beds / Baths
4 / 2
Living area
1,396 sqft
Year built
1999
Type
Residential
Lot
Garage
2
HOA
$30/mo
CDD
No
Flood zone
Unknown
County
Polk
Days on market
48

Great opportunity in Davenport! This 4-bedroom, 3-bath home is currently being prepared for sale and is not yet available for showings. The property offers plenty of potential for a buyer looking to make a home their own. This will be a short sale and all terms will be subject to lender approval. Additional property details, photos, showing information, and offer instructions will be provided as the home gets closer to being ready for the market. Please do not disturb the occupants. Stay tuned for more information!

What to check on this one

  • Verify flood zone designation and elevation certificate with Polk County property appraiser.
  • Confirm roof age and condition; get 4-point inspection quote if approaching 20 years.
  • Request HVAC age and service records once showing access permitted.
  • Obtain HOA governing documents and confirm $30/month covers all mandatory fees.
  • Clarify short-sale lender approval timeline and contingency requirements upfront.
  • Schedule septic system inspection if property is on septic; verify well water quality if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,660/mo
Property tax (1.1% eff., Polk Co.)$293/mo
Homeowners insurance (est.)$292/mo
HOA$30/mo
All-in monthly (est.)$2,275/mo

Loan $256,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COASTAL REALTY JAX. Data via realMLS (Northeast Florida MLS), updated Jul 15, 2026, 6:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.