$239,900
97 POLK Road, Jacksonville, FL 32218, Jacksonville, FL 32218
Duval City
- Price
- $239,900
- Beds / Baths
- 3 / 2
- Living area
- 1,500 sqft
- Year built
- 2024
- Type
- Residential
- Lot
- 0.26 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 48
$160/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 0% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Newer manufactured home on a private road in very close proximity to River City Marketplace. 3/2 with a transferable existing warranty. Home is in place and ready for its first owner. Landscaping is negotiable!
What to check on this one
- Verify manufactured home is permanently affixed per Florida statute—foundation, tie-downs, HUD label present.
- Confirm title status: is this titled as real property or chattel? Get lender pre-approval for financing type.
- Check flood zone via FEMA map tool—unknown status requires elevation certificate if in AE/VE.
- Review transferable warranty details: coverage length, what's excluded, transferability terms in writing.
- Verify private road maintenance responsibility and cost—who funds upkeep, is there a formal agreement?
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $191,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COMMUNITY REALTY ASSOCIATES. Data via realMLS (Northeast Florida MLS), updated Jul 15, 2026, 5:30 PM.
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