Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$265,000

468 SE 28TH Way, Melrose, FL 32666, Melrose, FL 32666

Geneva Lake Estates

Price
$265,000
Beds / Baths
2 / 2
Living area
1,008 sqft
Year built
1990
Type
Residential
Lot
0.46 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
48
Middle
Bradford
High school
Bradford

$263/sqft asking, vs a $187/sqft median across 81 closed sales in 32666 over the last 12 months — 41% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-in ready 2-bedroom, 2-bathroom home in the desirable Geneva Lake Estates community! This beautifully updated home features a new 40-year metal roof installed in 2023, a remodeled kitchen with granite countertops, a new range, and microwave, plus a major 2024 renovation that added a spacious second bedroom and second full bathroom. Fresh interior and exterior paint give the home a clean, modern feel, while the 24' x 12' screened room with an insulated roof, completed in 2024, provides the perfect space to relax or entertain year-round. A 10' x 12' storage shed offers additional storage. Located in a quiet, walkable neighborhood, the home is just minutes from Winn-Dixie and is conveniently situated between Keystone Heights and Melrose, offering easy access to shopping, dining, schools, and nearby lakes. This is a wonderful opportunity to own an extensively updated home in a great location.

What to check on this one

  • Verify 2023 metal roof installation date and warranty documentation with seller.
  • Obtain flood zone designation from FEMA map; request elevation certificate if in AE/VE.
  • Confirm 2024 bedroom/bathroom addition permits pulled and final inspections passed.
  • Review 2024 screened room/insulated roof permits and completion sign-offs.
  • Verify plumbing material (polybutylene common in 1990 builds; confirm replacements during renovation).
  • Request septic system inspection report and service history for this property.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,375/mo
Property tax (1.1% eff., Bradford Co.)$243/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,910/mo

Loan $212,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 LAKESIDE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 2:25 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.