Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$439,000

255 RIBERIA Street, St. Augustine, FL 32084, St. Augustine, FL 32084

Buena Esperanza

Price
$439,000
Beds / Baths
3 / 2
Living area
1,008 sqft
Year built
1920
Type
Residential
Lot
0.12 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
49

$436/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 107% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully renovated and thoughtfully updated, this charming historic cottage in the heart of Lincolnville seamlessly blends timeless character with modern comfort. Ideally located just moments from the vibrant downtown historic district of St. Augustine, you'll enjoy easy access to renowned restaurants, art galleries, boutique shopping, waterfront attractions, and convenient Trolley stops. The home is also approximately one-half mile from the Willie Galimore Recreation Center and community pool. Inviting outdoor spaces include a spacious covered front porch, perfect for relaxing and enjoying the neighborhood's historic charm, along with off-street paved parking for added convenience. Whether you're searching for a full-time residence, a weekend retreat, or an income-producing property, this home offers exceptional flexibility. With its desirable location and timeless appeal, it is perfectly suited as a primary residence, vacation getaway, or short-term rental investment.

What to check on this one

  • Confirm flood zone designation and elevation certificate requirement with county.
  • Obtain roof inspection report—1920 home likely needs wind-mitigation assessment.
  • Request 4-point inspection (roof, HVAC, plumbing, electrical) for insurance.
  • Verify plumbing material; cast-iron or galvanized lines common in 1920 builds.
  • Confirm short-term rental eligibility and any local permitting requirements.
  • Review property appraiser records for recent renovation scope and permits pulled.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,278/mo
Property tax (1.1% eff., St. Johns Co.)$402/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,972/mo

Loan $351,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA BEACHES REAL ESTATE COMPANY. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.