Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$374,000

21 ROCKING Lane, Palm Coast, FL 32164, Palm Coast, FL 32164

Palm Coast

Price
$374,000
Beds / Baths
3 / 3
Living area
2,363 sqft
Year built
2023
Type
Residential
Lot
0.23 ac
Garage
3
HOA
None
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
49
Elementary
Rymfire
Middle
Indian Trails
High school
Matanzas

$158/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 15% below the area's closed prices. Condition and lot vary; that's what a showing is for.

3-CAR GARAGE, OWNED SOLAR AND NO HOA! Built in 2023, this spacious single-story Palm Coast home offers 3 bedrooms, 3 full bathrooms and more than 2,300 square feet of living space. The open layout centers around a large kitchen with an oversized island, walk-in pantry and abundant cabinetry. Step outside to the oversized screened lanai for additional living and entertaining space. The rare 3-car garage provides plenty of room for vehicles, storage, bikes, golf gear or a workshop. The solar system is OWNED and conveys with the home, with no solar lease or payment to assume. Additional features include an owned water softener, irrigation system, washer and dryer, split-bedroom layout and walk-in closets. Convenient to shopping, dining, golf, parks and the beaches, with easy access to St. Augustine and Daytona Beach. A newer home with space, energy-saving features and a 3-car garage at an exceptional price per square foot This home offers the space buyers are looking for with over 2,300 square feet, three bedrooms, three full bathrooms, and an open layout designed for everyday living and entertaining. The large kitchen serves as the heart of the home with a generous island, walk in pantry, abundant cabinet space, and a seamless connection to the dining and living areas. Whether hosting family gatherings or enjoying a quiet evening at home, the layout provides flexibility and comfort. The oversized screened lanai extends the living space outdoors and offers room for dining, relaxing, or entertaining while enjoying Florida's weather without the bugs. The three car garage provides valuable storage space for vehicles, tools, recreational equipment, or a workshop. Practical upgrades add long term value. The irrigation system helps maintain the landscaping with ease, while the owned water softener contributes to the home's overall comfort and convenience. The solar system is another major benefit, delivering improved energy efficiency and the opportunity for lower monthly electric bills. Since the system will be owned at closing, the new owner receives the benefits without inheriting a solar loan or lease. Palm Coast continues to attract buyers looking for a relaxed coastal lifestyle with excellent access to outdoor recreation. Residents enjoy miles of walking and biking trails, numerous parks, golf courses, nearby marinas, fishing, kayaking, and easy access to the Atlantic beaches. Shopping, restaurants, medical facilities, and everyday conveniences are close by, while Interstate 95 provides quick travel to both historic St. Augustine and Daytona Beach. Whether you're looking for a primary residence or a Florida retreat, this home offers comfort, efficiency, and an outstanding location.

What to check on this one

  • Confirm flood zone with Flagler County Property Appraiser; request elevation certificate if AE/VE.
  • Verify solar system ownership transfer docs and any remaining manufacturer warranties.
  • Obtain 2023 builder warranty details and confirm transferability to new owner.
  • Request proof of owned water softener maintenance history and manufacturer info.
  • Confirm irrigation system is operational; get service records if available.
  • Walk 3-car garage and workshop space; document any non-permitted additions or modifications.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,941/mo
Property tax (1.1% eff., Flagler Co.)$343/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,576/mo

Loan $299,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 3:50 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.