Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$395,000

131 ONYX Court, St. Augustine, FL 32086, St. Augustine, FL 32086

Treaty Oaks

Price
$395,000
Beds / Baths
3 / 2
Living area
1,933 sqft
Year built
2020
Type
Residential
Lot
0.21 ac
Garage
2
HOA
$64/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
49

$204/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this beautifully maintained home in the heart of St. Augustine! This move-in ready home features a screened lanai, fully fenced backyard, elegant stone kitchen countertops, luxury vinyl plank flooring, and premium tile throughout. The open-concept design creates a bright and inviting living space, while the flex room offers the perfect space for a home office, playroom, or guest room. Enjoy outdoor living year-round in the screened lanai overlooking the private backyard--ideal for relaxing, entertaining, kids, and pets. Meticulously maintained and thoughtfully upgraded, this home offers exceptional value with LOW HOA fees and NO CDD. Conveniently located near top-rated schools, shopping, dining, parks, historic downtown St. Augustine, and the beaches. Don't miss the opportunity to own this beautiful, family-friendly home in one of St. Augustine's most desirable communities! Some photos have been virtually staged for illustrative purposes.

What to check on this one

  • Verify actual flood zone designation (AE/VE/X) and obtain elevation certificate if needed for insurance.
  • Confirm roof warranty remaining and get roof inspection report for 2020 construction.
  • Review HOA covenants, bylaws, and verify $64/month covers all fees with no special assessments pending.
  • Inspect HVAC system age, maintenance records, and confirm warranty coverage.
  • Verify plumbing materials (copper vs. PEX) and request service history documentation.
  • Confirm flex room use restrictions under HOA rules (home office, rental, etc.).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,050/mo
Property tax (1.1% eff., St. Johns Co.)$362/mo
Homeowners insurance (est.)$292/mo
HOA$64/mo
All-in monthly (est.)$2,768/mo

Loan $316,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:41 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.