$395,000
131 ONYX Court, St. Augustine, FL 32086, St. Augustine, FL 32086
Treaty Oaks
- Price
- $395,000
- Beds / Baths
- 3 / 2
- Living area
- 1,933 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.21 ac
- Garage
- 2
- HOA
- $64/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 49
$204/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this beautifully maintained home in the heart of St. Augustine! This move-in ready home features a screened lanai, fully fenced backyard, elegant stone kitchen countertops, luxury vinyl plank flooring, and premium tile throughout. The open-concept design creates a bright and inviting living space, while the flex room offers the perfect space for a home office, playroom, or guest room. Enjoy outdoor living year-round in the screened lanai overlooking the private backyard--ideal for relaxing, entertaining, kids, and pets. Meticulously maintained and thoughtfully upgraded, this home offers exceptional value with LOW HOA fees and NO CDD. Conveniently located near top-rated schools, shopping, dining, parks, historic downtown St. Augustine, and the beaches. Don't miss the opportunity to own this beautiful, family-friendly home in one of St. Augustine's most desirable communities! Some photos have been virtually staged for illustrative purposes.
What to check on this one
- Verify actual flood zone designation (AE/VE/X) and obtain elevation certificate if needed for insurance.
- Confirm roof warranty remaining and get roof inspection report for 2020 construction.
- Review HOA covenants, bylaws, and verify $64/month covers all fees with no special assessments pending.
- Inspect HVAC system age, maintenance records, and confirm warranty coverage.
- Verify plumbing materials (copper vs. PEX) and request service history documentation.
- Confirm flex room use restrictions under HOA rules (home office, rental, etc.).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $316,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:41 AM.
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