Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$130,000

3542 DIVISION Street, Jacksonville, FL 32254, Jacksonville, FL 32254

Grand Park

Price
$130,000
Beds / Baths
2 / 1
Living area
1,216 sqft
Year built
1946
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
49

$107/sqft asking, vs a $133/sqft median across 461 closed sales in 32254 over the last 12 months — 20% below the area's closed prices. Condition and lot vary; that's what a showing is for.

TENANT OCCUPIED AND PROVIDING IMMEDIATE CASH FLOW!! Tenant has been excellent with payment history. House was also previously renovated. New electrical (REWIRED) permitted, New AC permitted, with new ductwork, copper lines, electrical connections 3-ton unit. New Water Heater. New Stove, microwave. New subfloor and flooring. Roof is excellent condition, with recent roof inspection and 4 point. Call agent for lease terms and to schedule showing. Call agent for links to video walk throughs PROPERTY IS SUBJECT TO LEASE.

What to check on this one

  • Verify actual roof age and materials; confirm 4-point inspection report date and findings
  • Obtain complete lease agreement terms, tenant rights, eviction procedures, lease end date
  • Request permitted work documentation: electrical, AC, water heater, flooring—verify final inspections
  • Confirm flood zone via FEMA map; order elevation certificate if in AE/VE zone
  • Check plumbing materials (pre-1995 polybutylene risk); verify copper line scope from AC work
  • Inspect subfloor work scope and any foundation concerns; request contractor permits and photos

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$675/mo
Property tax (1.1% eff., Duval Co.)$119/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,086/mo

Loan $104,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 14, 2026, 9:43 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.