Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,850,000

5226 COMMISSIONERS Drive, Jacksonville, FL 32224, Jacksonville, FL 32224

Pablo Creek Reserve

Price
$1,850,000
Beds / Baths
3 / 4
Living area
3,333 sqft
Year built
2017
Type
Residential
Lot
0.34 ac
Garage
3
HOA
$517/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
49

Multiple Offers- Highest and Best due by 4PM, 8/16/26. Beautifully maintained lakefront custom built home in prestigious Pablo Creek Reserve, showcasing exceptional updates and timeless elegance. Recent enhancements include a renovated kitchen with updated cabinetry and countertops, wide-plank white oak flooring, professional landscaping, a new water heater (2025), and more. Perfectly positioned on a premier corner homesite, the property features a private drive, custom stone entry, and breathtaking lake views. Designed for effortless living and entertaining, the open floor plan offers a dedicated office/flex space, two ensuite guest bedrooms, and a luxurious primary suite with an expansive custom closet. The spacious screened lanai includes generous seating areas and a built-in summer kitchen for year-round indoor-outdoor living. Additional highlights include abundant storage, a climate-controlled three-car garage, and refined luxury in Pablo Creek Reserve.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for lender/insurance.
  • Confirm roof age and get 4-point inspection; check insurer willingness at this waterfront location.
  • Review HOA governing docs, architectural guidelines, and any pending assessments or special fees.
  • Inspect lake-adjacent drainage, seawall/bulkhead condition, and any erosion or flooding history.
  • Verify new water heater warranty and get itemized list of 2025 renovations with permits.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$9,599/mo
Property tax (1.1% eff., Duval Co.)$1,696/mo
Homeowners insurance (est.)$1,079/mo
HOA$517/mo
All-in monthly (est.)$12,891/mo

Loan $1,480,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DOUGLAS ELLIMAN FLORIDA. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 11:55 AM.

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