Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,210,349

348 CHESTNUT OAK Road, St. Augustine, FL 32092

Silverleaf

Price
$1,210,349
Beds / Baths
4 / 5
Living area
4,025 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$100/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
49
Elementary
Liberty Pines Academy
Middle
Liberty Pines Academy
High school
Tocoi Creek

$301/sqft asking, vs a $207/sqft median across 2,593 closed sales in 32092 over the last 12 months — 45% above the area's closed prices. Condition and lot vary; that's what a showing is for.

The Breckenridge is a 3,999 sq ft two-story home with 4 bedrooms, 4.5 baths, and a 3-car garage. Open living flows from a gourmet kitchen with oversized island to living and dining areas. Master suite with dual walk-ins and spa bath. Game room, covered lanai, make this home perfect for entertaining and family life.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm HOA $100/mo covers what; request full governing docs and rental restrictions.
  • Review builder warranty terms, transferability, and remaining coverage periods.
  • Inspect new HVAC/roof documentation; confirm manufacturer warranties are in your name.
  • Verify final grading, drainage, and stormwater management around foundation and lanai.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,280/mo
Property tax (1.1% eff., St. Johns Co.)$1,109/mo
Homeowners insurance (est.)$706/mo
HOA$100/mo
All-in monthly (est.)$8,195/mo

Loan $968,279 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ICI SELECT REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Jul 14, 2026, 7:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.