Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$525,000

3662 MATEO Place, Orange Park, FL 32065

Miniature Acres

Price
$525,000
Beds / Baths
6 / 4
Living area
2,675 sqft
Year built
1973
Type
Residential
Lot
0.46 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
50

$196/sqft asking, vs a $172/sqft median across 669 closed sales in 32065 over the last 12 months — 14% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Looking for a multi-generational home? Looking for an investment home? NO HOA? Well this is it...2 Homes on 1 Property!! Rare opportunity to own a beautifully updated home featuring a 3BR/2BA main house & a separate 3BR/2BA Guest House with a POOL in the middle sitting on a HUGE 87x230 lot(.46 Acres) w/plenty of room for a detached garage or RV/Boat parking. These 2 homes offer a total of 6 bedrooms & 4 baths. Perfect for multi-generational living, hosting guests, or generating rental income. Both homes feature completely updated kitchen & bathrooms, laundry in both units & are move-in ready. Stainless appliances, LVP floors, Roof, AC & Water Heater 2024. Enjoy Florida living w/a sparkling pool, large fenced backyard & plenty of space for entertaining or relaxing. Conveniently located w/endless possibilities, this versatile property is one you don't want to miss! Just a couple blocks to Miniature Acres Park & Moody Ave Park. Close to schools, shopping & more. Gazebo sold ''As-Is''

What to check on this one

  • Verify actual flood zone designation with FEMA flood map; get elevation certificate if in AE/VE.
  • Confirm roof, AC, water heater 2024 install dates with receipts and warranty transfer eligibility.
  • Obtain 4-point inspection (1973 home) and wind-mitigation report for insurance quotes.
  • Review both plumbing systems for polybutylene or cast-iron; replace costs can be substantial.
  • Clarify guest house legal status: permitted dwelling unit, short-term rental eligibility, and any deed restrictions.
  • Verify septic or city sewer; if septic, request service history and last pump date.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,724/mo
Property tax (1.1% eff., Clay Co.)$481/mo
Homeowners insurance (est.)$306/mo
All-in monthly (est.)$3,511/mo

Loan $420,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 10:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.