Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$456,550

85645 STONEHURST Parkway, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Amelia Walk

Price
$456,550
Beds / Baths
4 / 3
Living area
2,282 sqft
Year built
2023
Type
Residential
Lot
0.23 ac
Garage
3
HOA
$7/mo
CDD
Yes
Flood zone
Unknown
County
Nassau
Days on market
50
Elementary
Yulee
Middle
Yulee
High school
Yulee

Assumable VA loan at 4.5%! Gorgeous 4BR/3BA home with a 3-car garage, quartz countertops, private secondary suite, and luxury primary bath with a walk-in shower and soaking tub. Features a tankless water heater, large yard, and screened lanai with premium pond views. Located in a resort-style community with a pool, fitness center, tennis, and pickleball courts. Coastal living without the price tag!

What to check on this one

  • Verify assumable VA loan terms, rates, and lender approval requirements with current owner's lender.
  • Confirm CDD bond payoff amount and remaining assessment obligations in writing.
  • Request HOA documents: all rules, amenities access, rental restrictions, and reserve study.
  • Obtain elevation certificate and flood insurance quotes—waterfront location in Nassau County.
  • Get 3-year roof/HVAC warranty details and any builder remaining coverage documentation.
  • Verify tankless water heater warranty and service plan transferability to new owner.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,369/mo
Property tax (1.1% eff., Nassau Co.)$419/mo
Homeowners insurance (est.)$292/mo
HOA$7/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,254/mo

Loan $365,240 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of INTEGRITY ONE PROPERTIES LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 5:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.