Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$149,999

117 SUMAC Street, Interlachen, FL 32148, Interlachen, FL 32148

Interlachen Lakes Estates

Price
$149,999
Beds / Baths
3 / 2
Living area
1,296 sqft
Year built
1998
Type
Residential
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
50

$116/sqft asking, vs a $135/sqft median across 107 closed sales in 32148 over the last 12 months — 14% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Nestled in a naturally private setting, this move-in ready home offers peaceful living from day one. With no immediate neighbors on three sides, you'll enjoy a quiet dwelling while still being just a short drive from everyday conveniences. Located in the Town of Interlachen, between Gainesville and Palatka, this home is the perfect place to enjoy everything North Florida has to offer. Inside, you'll find a spacious split-bedroom floor plan designed for comfort. The open living area flows seamlessly into the bright kitchen, complete with a floating island, ample cabinetry, and included appliances. Brand-new well and septic systems provide worry-free reliability for years to come. Combined with recent updates, this home offers exceptional value and peace of mind. Whether you're searching for your first home or simply more room to breathe, this property delivers the perfect balance of comfort, privacy, and practicality. Brand-new well and septic systems installed in 2024. Metal roof replaced in 2020. A/C unit replaced in 2017. Survey available upon request. All measurements, dimensions, and information are deemed reliable but should be independently verified by the buyer.

What to check on this one

  • Verify flood zone designation with Putnam County—obtain official FEMA map or elevation certificate.
  • Confirm well and septic system permits filed with Putnam County Health Dept in 2024.
  • Review metal roof installation documentation from 2020—verify installer and warranty details.
  • Inspect A/C unit age (2017)—confirm maintenance records and expected replacement timeline.
  • Obtain survey; verify manufactured home title, tie-down compliance, and any deed restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$778/mo
Property tax (1.1% eff., Putnam Co.)$137/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,207/mo

Loan $119,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOMECOIN.COM. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 7:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.