Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$625,000

187 BEALE Avenue, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater

Price
$625,000
Beds / Baths
4 / 3
Living area
2,247 sqft
Year built
2020
Type
Residential
Lot
0.1 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
57
Elementary
Timberlin Creek
Middle
Switzerland Point
High school
Bartram Trail

$278/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 36% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this beautifully maintained 4-bedroom, 3-bath home in the highly sought-after Shearwater community! Ideally located within walking distance of the award-winning amenity center, this thoughtfully designed home offers a versatile floor plan with a first-floor bedroom and full bath--perfect for guests, a private home office, or an in-law suite. The spacious open-concept layout is ideal for both everyday living and entertaining, featuring an inviting living area with an electric fireplace, fresh interior paint, and brand-new carpeting throughout. The well-appointed kitchen flows seamlessly into the dining and living spaces, creating a bright, open feel. Step outside to the screened lanai, the perfect place to enjoy your morning coffee, unwind after a long day, or entertain friends while enjoying Florida's beautiful weather year-round. Additional highlights include an attached garage, attractive paver driveway, and move-in-ready condition. Enjoy all that Shearwater has to offer, including resort-style pools, a lazy river, fitness center, walking trails, parks, tennis courts, and top-rated St. Johns County schools. This exceptional home offers the perfect blend of comfort, style, and an unbeatable location.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement with county
  • Confirm CDD bond payoff amount and annual assessment in addition to $20/mo HOA
  • Review Shearwater HOA docs for in-law suite rental restrictions and deed compliance
  • Confirm roof warranty details and any manufacturer coverage remaining on 2020 construction

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,243/mo
Property tax (1.1% eff., St. Johns Co.)$573/mo
Homeowners insurance (est.)$365/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,368/mo

Loan $500,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 12:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.