Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$479,990

101 STIFFS MILL Lane, St. Augustine, FL 32092, St. Augustine, FL 32092

Silver Meadows

Price
$479,990
Beds / Baths
4 / 4
Living area
2,263 sqft
Year built
2026
Type
Residential
Lot
0.11 ac
Garage
2
HOA
$154/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
35

MOVE IN READY! Welcome to Lennar Homes Chloe floor plan offering 4 bedrooms, 3.5 baths, a loft, and 2-car garage. This home features white cabinets with white quartz kitchen countertops, Frigidaire stainless steel appliances including range, double ovens, dishwasher, microwave, and refrigerator. Ceramic wood plank tile extends through wet areas, family, dining, and halls. Additional highlights include a water heater, screened lanai, and sprinkler system. Enjoy peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. St. Augustine offers a unique lifestyle that blends historic charm, coastal beauty, and a relaxed yet vibrant atmosphere. As the nation's oldest city, it's rich in Spanish Colonial architecture, cobblestone streets, and centuries-old landmarks, complemented by a lively arts scene. (Conditions may apply)

What to check on this one

  • Verify flood zone designation—St. Johns County FEMA map required for insurance quotes.
  • Review Lennar builder warranty details, coverage limits, and exclusions in writing.
  • Confirm HOA $154/mo includes what services; request bylaws and financials.
  • Check sprinkler system specs and irrigation maintenance responsibility with builder.
  • Request survey and elevation certificate if property is in flood zone AE/VE.
  • Clarify screened lanai permit status and any HOA approval restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,491/mo
Property tax (1.1% eff., St. Johns Co.)$440/mo
Homeowners insurance (est.)$292/mo
HOA$154/mo
All-in monthly (est.)$3,377/mo

Loan $383,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 2:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.