$449,999
5538 ANCHOR Lane, Jacksonville, FL 32207, Jacksonville, FL 32207
Richard Heirs
- Price
- $449,999
- Beds / Baths
- 4 / 2
- Living area
- 2,388 sqft
- Year built
- 1941
- Type
- Residential
- Lot
- 0.33 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 45
$188/sqft asking, vs a $205/sqft median across 623 closed sales in 32207 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Set along a private road, this full-brick 1941 home offers the privacy, character, and flexibility that are increasingly difficult to find in Jacksonville. It is well suited for buyers who appreciate a quieter setting, generous parking, additional living space, and the opportunity to personalize a home with timeless charm. The main residence features four bedrooms and two bathrooms, while the detached one-bedroom, one-bath suite provides flexible space for guests, extended household members, a private office, or studio. Although the home would benefit from a few cosmetic touches, many of the important improvements have already been completed. The roof, HVAC system, septic tank, and drain field are approximately five years old. Additional upgrades include new gutters, updated electrical wiring in both the main house and detached suite, and a new electrical panel in the garage with capacity for future components. The well is supported by a new water-filtration system and reverse osmosis adding convenience and peace of mind. With 1,904 square feet in the main home, an inground pool, pool house, one-car garage, and ample outdoor space, the property offers exceptional possibilities for entertaining, relaxing, and creating a private retreat. Its older construction provides warmth and architectural character, while its strong bones and updated major systems offer a solid foundation for its next chapter. Centrally located with convenient access to Downtown Jacksonville, major roadways, shopping, dining, and the beaches, this distinctive property combines privacy with accessibility. Bring your vision and make this charming Jacksonville home your own.
What to check on this one
- Verify roof age independently—listing claims 5 years old, confirm with roofer or prior permit.
- Get septic inspection report (5-yr-old tank/field); confirm maintenance schedule and tank location.
- Obtain well water test results and filtration system service records; verify reverse osmosis warranty.
- Confirm flood zone via FEMA map; request elevation certificate if AE/VE zone applies.
- Have 4-point inspection + wind-mitigation assessment done (1941 home, NE Florida insurer requirement).
- Review electrical panel upgrade documentation and capacity specs for future systems.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $359,999 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BOLD CITY REALTY GROUP INC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 7:00 PM.
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