Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$629,000

704 S 9TH Street, Fernandina Beach, FL 32034

City Of Fernandina

Price
$629,000
Beds / Baths
3 / 3
Living area
1,668 sqft
Year built
2026
Type
Residential
Lot
0.12 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
14
Elementary
Atlantic
Middle
Fernandina Beach
High school
Fernandina Beach

NEW CONSTRUCTION on Island with TWO CAR GARAGE. Lock and Go on the Island. Designer Like finishing touches. Kitchen features quartz countertops, s/s appliances, accent counter lighting, eat at island, plus dining area. All windows and doors have been trimmed with casing not just drywall, smooth ceilings throughout, designer lighting and mirrors, 9 ft ceilings and 8 ft doors. Elevator shaft pre constructed, large closet on 1st and 2nd floor for future installation if buyer desires. French Doors open to the Primary Bedroom with lots of light, bath w/oversized shower and dual shower heads (polished nickel finish) and there is an access to their own balcony. Custom closet shelving in bedrooms, separate linen closet, LVP floors throughout. Outside: hardy board siding, all outdoor ceilings stained with tongue and groove ceilings. Balcony off the primary bedroom, lower level covered patio and yard featuring synthetic turf (no grass cutting) see more Special paver driveways allow the water to flow through. 704 9th Street is the model, additional homes available for sale. Model will be the last unit to be sold. Pictures are from address property 704 S. 9th St. AS IS contract I mean Seller is only paying transfer stamps Ask listing agent for completion dates

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for Fernandina Beach Island location
  • Confirm builder warranty details, timeline, and any remaining construction or punch-list items
  • Obtain HOA/CDD documentation if any exist for the neighborhood or development
  • Clarify elevator shaft pre-construction scope and future installation costs/feasibility
  • Review AS-IS contract terms and builder's responsibility for defects post-closing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,264/mo
Property tax (1.1% eff., Nassau Co.)$577/mo
Homeowners insurance (est.)$367/mo
All-in monthly (est.)$4,208/mo

Loan $503,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PINEYWOODS REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 4:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.