Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$259,900

53 OARSMAN CROSSING Drive, St. Augustine, FL 32095, St. Augustine, FL 32095

Bridgewater

Price
$259,900
Beds / Baths
2 / 3
Living area
1,210 sqft
Year built
2022
Type
Townhouse
Lot
0.04 ac
Garage
1
HOA
$65/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
50
Elementary
Liberty Pines Academy
Middle
Liberty Pines Academy
High school
Beachside

$215/sqft asking, vs a $213/sqft median across 153 closed sales in 32095 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

BEAUTIFUL TOWNHOUSE IN THE DESIRABLE BRIDGEWATER COMMUNITY. THIS HOME OFFERS AN OPEN AND BRIGHT FLOOR PLAN WITH SPACIOUS LIVING AND DINING AREAS, A MODERN KITCHEN WITH AMPLE CABINETRY, AND COMFORTABLE BEDROOMS DESIGNED FOR BOTH RELAXATION AND FUNCTIONALITY. ENJOY A PRIVATE PATIO, PERFECT FOR MORNING COFFEE OR EVENING GATHERINGS WITH A LAKEVIEW. LOCATED IN A QUIET, FAMILY-FRIENDLY COMMUNITY WITH ACCESS TO TOP-RATED SCHOOLS, SHOPPING, DINNING, AND MAJOR HIGHWAYS. THIS PROPERTY COMBINES COMFORT, CONVENIENCE AND FLORIDA LIFESTYLE IN ONE PERFECT PACKAGE. IDEAL FOR FAMILIES, FIRST-TIME BUYERS OR INVESTORS.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify CDD bond payoff amount and remaining assessment term.
  • Review HOA docs for rental restrictions—critical for investment intent.
  • Confirm roof warranty/coverage remains valid through 2022 build date.
  • Request HOA financial statements and reserve funding status.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,349/mo
Property tax (1.1% eff., St. Johns Co.)$238/mo
Homeowners insurance (est.)$292/mo
HOA$65/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,111/mo

Loan $207,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENRG GLOBAL REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 3:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.