Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$817,000

537 STONE RIDGE Drive, Ponte Vedra, FL 32081

Twenty Mile At Nocatee

Price
$817,000
Beds / Baths
5 / 4
Living area
2,567 sqft
Year built
2018
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$40/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
52
Elementary
Palm Valley Academy
Middle
Alice B. Landrum
High school
Ponte Vedra

$318/sqft asking, vs a $278/sqft median across 1,456 closed sales in 32081 over the last 12 months — 15% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Located in the Crossing at Twenty Mile. Room for a POOL. See VIRTUAL tour. RECENTLY APPRAISED. Over $100,000 in builder/ post construction upgrades. Energy Star Rated, 4 separate HVAC zones. 2567 sf, 5 bedrooms/ 4 full baths, built by Providence Homes in 2018. Gourmet kitchen with natural gas, stub out for summer kitchen. Motorized screens transform the lanai into an open-air extension of the surrounding nature preserve. Open plan, with 4 bedrooms and 3 baths on the main level. Porcelain plank tile throughout common areas and bathrooms on main level; all toilets are comfort height. Dramatic72'' Electric fireplace. Primary bedroom has upgraded alcove area, overlooking the preserve connecting to bathroom, boasting a free standing shower, and soaking tub; flows through to WIC and built out laundry room w/sink. Pelican Water Whole House Filtration system. See Nocatee for amenities offered in water parks and Twenty Mile mile. Convenient to Schools, Shopping, Restaurants, Gym and PV Beach.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm CDD bond payoff amount and remaining assessment obligations.
  • Review HOA docs for rental restrictions and any pending special assessments.
  • Get roof inspection report—verify shingles/materials and expected lifespan.
  • Confirm all 4 HVAC zones operational; request service history and warranty details.
  • Verify Pelican Water system maintenance contract and filter replacement costs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,239/mo
Property tax (1.1% eff., St. Johns Co.)$749/mo
Homeowners insurance (est.)$477/mo
HOA$40/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,672/mo

Loan $653,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOMECOIN.COM. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.