Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$630,900

251 LAMEGO Lane, St. Augustine, FL 32095

Madeira

Price
$630,900
Beds / Baths
3 / 3
Living area
2,220 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$142/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
52
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

$284/sqft asking, vs a $208/sqft median across 952 closed sales in 32095 over the last 12 months — 37% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This floorplan features a welcoming porch and an 11-foot ceiling at the entry. The layout connects the kitchen, which opens to the dining area and includes a 5-burner gas cooktop, a walk-in pantry, and an island with built-in seating space.The family room features a wall of windows and access to the backyard covered lanai. A flex room is positioned near the entry, offering a versatile space for a home office or hobby room. The private primary bedroom features an 11-foot ceiling and connects to a primary bath with a glass-enclosed shower, dual vanities, a large walk-in closet, and a linen closet. Two secondary bedrooms share a full bathroom. A utility room and drop zone provide convenient everyday organization. This home plan also includes a two-car garage.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirements with seller.
  • Confirm CDD bond payoff amount and remaining assessment term before closing.
  • Review final HOA documents and any deed restrictions on the new community.
  • Inspect builder's warranty coverage scope and transferability to second owner.
  • Confirm utility connections (municipal water/sewer vs. septic/well) and service availability.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,274/mo
Property tax (1.1% eff., St. Johns Co.)$578/mo
Homeowners insurance (est.)$368/mo
HOA$142/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,529/mo

Loan $504,720 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PERRY HOMES. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 2:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.