Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$254,000

11952 HARMONY Drive, Jacksonville, FL 32246, Jacksonville, FL 32246

Hogan Heights

Price
$254,000
Beds / Baths
3 / 1
Living area
1,067 sqft
Year built
1954
Type
Residential
Lot
0.22 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
52

$238/sqft asking, vs a $208/sqft median across 891 closed sales in 32246 over the last 12 months — 15% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This fully renovated 3-bedroom, 1-bathroom home offers modern updates and a spacious 100x100 lot. Upgrades include a new roof, upgraded PVC plumbing, new flooring, fresh paint, and renovated kitchen and bathroom spaces. The property also features two versatile sheds for outdoor storage.

What to check on this one

  • Verify actual roof installation date and warranty details with contractor/receipt.
  • Obtain flood zone designation from FEMA map; request elevation certificate if AE/VE.
  • Confirm PVC plumbing retrofit scope—original 1954 cast-iron lines fully replaced?
  • Request 4-point inspection report and wind-mitigation certificate for insurer quote.
  • Verify all renovation permits pulled and final CO issued with Duval County.
  • Confirm new roof meets current Miami-Dade/Broward wind/FBC standards if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,318/mo
Property tax (1.1% eff., Duval Co.)$233/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,843/mo

Loan $203,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SUNSHINE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 11, 2026, 8:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.