Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$289,900

3309 NEW BEGINNINGS Lane, Middleburg, FL 32068, Middleburg, FL 32068

Kindle Wood

Price
$289,900
Beds / Baths
3 / 3
Living area
1,637 sqft
Year built
2009
Type
Residential
Lot
0.13 ac
Garage
2
HOA
$63/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
42

$177/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Professional photos will be added today. Great home in Kindlewood! 3 bedroom/2.5 bath 2 story in wonderful condition! Recent upgrades include newer walk-in shower (2022), newer a/c (2023), newer range (2024), new roof (2026). All appliances including washer and dryer stay along with Vivint Security System with new camera and lights (2026). Water softener. Come see it. You'll love it!

What to check on this one

  • Verify roof installation date and warranty documentation with roofer invoice.
  • Confirm A/C age, tonnage, and service records; check insurer acceptance.
  • Obtain flood zone designation from FEMA map; request elevation certificate if needed.
  • Pull HOA covenants and verify no rental restrictions or transfer fees apply.
  • Confirm all appliance/system warranties transfer; get Vivint account transfer terms in writing.
  • Review plumbing materials—verify no polybutylene lines in walls or under slab.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,504/mo
Property tax (1.1% eff., Clay Co.)$266/mo
Homeowners insurance (est.)$292/mo
HOA$63/mo
All-in monthly (est.)$2,125/mo

Loan $231,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 11:32 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.