Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$348,900

103 WOODSIDE Drive, Palm Coast, FL 32136, Palm Coast, FL 32136

Pine Lakes

Price
$348,900
Beds / Baths
4 / 2
Living area
2,104 sqft
Year built
2004
Type
Residential
Lot
0.34 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
53

$166/sqft asking, vs a $211/sqft median across 67 closed sales in 32136 over the last 12 months — 21% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this 4-bedroom, 2 bathroom Pine Lakes home. Huge backyard space with tons of potential. 2-car garage. This home offers a comfortable split floor plan and low-maintenance finishes throughout. Enjoy laminate flooring in all main living areas and tile in the bathrooms and other wet spaces, making everyday cleanup quick and easy. The kitchen includes a refrigerator, electric range, dishwasher, and microwave, so you can settle in and start cooking right away. The split bedroom layout provides privacy, with the spacious primary suite set apart from the guest bedrooms. The primary suite features two large, separate walk-in closets, and the primary bath offers a garden jetted tub and a walk-in shower for added comfort. From the roomy living area, step out to a large covered lanai that overlooks an expansive backyard backing to trees, giving you a sense of space and nature. The roof and water heater were both replaced in 2021.

What to check on this one

  • Verify roof replacement documentation from 2021 — get invoice and warranty details.
  • Confirm water heater 2021 replacement specs and remaining warranty coverage.
  • Pull flood zone designation from FEMA map — unknown status requires clarification.
  • Request 4-point inspection given 22-year-old home age for insurance eligibility.
  • Verify plumbing materials — check for polybutylene or cast-iron that may need replacement.
  • Confirm no CDD or HOA fees in writing; review any deed restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,810/mo
Property tax (1.1% eff., Flagler Co.)$320/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,422/mo

Loan $279,120 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COASTAL GATEWAY REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 3:27 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.