Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$336,000

1896 COGDILL Trace, Middleburg, FL 32068, Middleburg, FL 32068

Laurel Oaks

Price
$336,000
Beds / Baths
4 / 2
Living area
1,811 sqft
Year built
2022
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$105/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
52
Elementary
Doctors Inlet
Middle
Lake Asbury
High school
Ridgeview

$186/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 3% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 1896 Cogdill Trace, a charming residence in the heart of Middleburg, FL. This property offers a blend of comfort and style, perfect for families and individuals alike. With 4 bedrooms, 2 bathrooms, and 1,811 square feet of living space on a 0.16-acre lot, this home provides ample room for living, entertaining, and relaxation. Upon entering, you'll find an open and inviting floor plan filled with natural light. The spacious living room creates a warm and welcoming atmosphere. The modern kitchen is equipped with stainless steel appliances, quartz countertops, and a large island, ideal for cooking and entertaining. Adjacent to the kitchen is a formal dining area, perfect for family dinners. The primary suite offers a private retreat with a walk-in closet and an en-suite bathroom featuring a double vanity and a separate shower. Three additional bedrooms provide plenty of space for family or guests, ensuring everyone has their own comfortable area. The property features a beautifully landscaped yard with a patio, perfect for outdoor gatherings and enjoying the Florida sunshine. The attached two-car garage provides ample storage and parking space. This home is located in a friendly neighborhood close to schools, shopping centers, dining options, and recreational facilities, making it an ideal location for families. Additional amenities include central air conditioning and heating, ceiling fans throughout, and a laundry room with a washer and dryer, contributing to the home's overall convenience and functionality. Don't miss the chance to make this beautiful house your new home. Schedule a viewing today and experience the charm and comfort of 1896 Cogdill Trace, Middleburg, FL 32068.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify HOA $105/mo covers what; request governing docs and any pending assessments.
  • Review builder warranty terms and transfer eligibility to new owner.
  • Confirm roof warranty details and obtain roofing material/installation date documentation.
  • Request HVAC system warranty info and service records since 2022 build.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,743/mo
Property tax (1.1% eff., Clay Co.)$308/mo
Homeowners insurance (est.)$292/mo
HOA$105/mo
All-in monthly (est.)$2,448/mo

Loan $268,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MILITARY REALTY OF FLORIDA. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 7:31 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.