Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$520,000

786 SWISS OAKS Court, St. Johns, FL 32259

Swiss Oaks

Price
$520,000
Beds / Baths
4 / 2
Living area
2,077 sqft
Year built
1983
Type
Residential
Lot
0.51 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
26
Elementary
Hickory Creek
Middle
Switzerland Point
High school
Bartram Trail

$255/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-in ready home on a quiet cul-de-sac near the scenic St. Johns River with **no HOA or CDD fees!** Bring your RV or boat and enjoy a fenced backyard perfect for pets, gardening, or entertaining. Inside features brand-new carpet, fresh interior paint, abundant natural light, a formal dining room, and a spacious family room with a cozy wood-burning fireplace overlooking the screened patio. The kitchen offers granite overlay countertops, tile flooring, a sunny breakfast nook, and an open deck ideal for grilling or morning coffee. The primary suite includes dual vanities and a walk-in closet, while three additional bedrooms and a remodeled guest bath provide plenty of space. Major updates include a new roof (2023) and a new septic tank and drain field (2021), offering peace of mind. Walk to Alpine Groves Park and enjoy the best of Florida living!

What to check on this one

  • Verify new roof (2023) documentation and warranty; confirm shingles match insurer requirements.
  • Obtain septic tank pumping records since 2021 installation; confirm drain field location and setbacks.
  • Pull flood zone designation from FEMA map; request elevation certificate if in AE or VE zone.
  • Confirm well water quality report and any treatment systems in place.
  • Review 1983 plumbing materials—original cast iron or polybutylene present anywhere?

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,698/mo
Property tax (1.1% eff., St. Johns Co.)$477/mo
Homeowners insurance (est.)$303/mo
All-in monthly (est.)$3,478/mo

Loan $416,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 7:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.