$385,900
12994 SILVER OAK Drive, Jacksonville, FL 32223, Jacksonville, FL 32223
Mandarin Point
- Price
- $385,900
- Beds / Baths
- 3 / 2
- Living area
- 1,608 sqft
- Year built
- 1978
- Type
- Residential
- Lot
- 0.35 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 53
- Elementary
- Loretto
- Middle
- Mandarin
- High school
- Mandarin
$240/sqft asking, vs a $210/sqft median across 649 closed sales in 32223 over the last 12 months — 14% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Huge driveway for RV & boat parking with enough backyard space for endless possibilities. Traditional, concrete block & brick veneer home nestled on a .35/acre lot among the oaks of charming Mandarin Rd. This 3 bedroom, 2 bath home features freshly painted, eat-in kitchen w/SS appliances, large family room w/stone, wood burning fireplace & plenty of natural light. Foyer opens to a living room & separate dining room w/glass doors leading to the back patio. The expansive back yard is fully fenced w/a storage shed plus a 20x20 detached garage/workshop space w/electricity -perfect for hobbies, projects or additional storage. Extended driveway w/double gate to backyard and side entry garage (w/remote control AC unit). The roof & HVAC were replaced approx 12 years ago, water heater is new, all kitchen appliances approx 10 years ago, Kitchen & dining room new tile floors in 2025 and 2026. NO HOA, NO CDD! Come home to the heart of Mandarin! Great commute with nearby shopping & convenience Generac home generator.
What to check on this one
- Verify roof age documentation—replaced ~12 years ago, confirm with roofer invoice or permit
- Obtain flood zone determination from FEMA map; request elevation certificate if in AE/VE zone
- Inspect plumbing for polybutylene or cast-iron given 1978 build; get service history
- Request 4-point inspection + wind-mitigation report for insurance eligibility on 48-year-old home
- Confirm HVAC replacement ~12 years ago with service records; verify warranty transfer
- Review generator maintenance records and fuel system condition before closing
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $308,720 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 1:31 PM.
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