$1,600,000
96224 MARSH LAKES Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Marsh Lakes
- Price
- $1,600,000
- Beds / Baths
- 4 / 5
- Living area
- 3,415 sqft
- Year built
- 1998
- Type
- Residential
- Lot
- 0.71 ac
- Garage
- 2
- HOA
- $95/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 53
$469/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 85% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Set on a quiet cul-de-sac in Marsh Lakes Estates, this thoughtfully remodeled Intracoastal home offers sweeping views of the Amelia River and surrounding tidal marsh from nearly every main living space. With 4 bedrooms, 5 bathrooms, and 3,415 square feet on a beautifully landscaped .71-acre lot, the home blends timeless design with everyday comfort. The interior was completely reimagined with well-crafted finishes throughout, including 10-foot ceilings, custom wainscoting, crown molding, wide-plank flooring, and expansive 8-foot windows and doors that fill the home with natural light and frame the water views. The kitchen is both elevated and functional, featuring custom inset cabinetry that extends to the ceiling, integrated appliances, marble countertops, a waterfall island, and warm brass accents. Just beyond, the dining area is anchored by two custom floor-to-ceiling glass wine displays, creating a distinctive space for gathering with family and friends. The primary suite is design as a quiet retreat with water views and a beautifully updated bath featuring a freestanding soaking tub, an oversized glass-enclosed wet room shower with custom tile, and refined brass fixtures. A dedicated home office with rich charcoal millwork offers a comfortable, inspiring workspace. Outside, the covered porch and expansive 30-foot deck provide the perfect place to enjoy morning coffee, evening sunsets, and the ever-changing marsh landscape. Located just minutes from historic downtown Fernandina Beach and the beaches of Amelia Island, Marsh Lakes Estates also offers residents a community pool, tennis courts, and playground. Major updates include a new roof (2020) and HVAC system (2019).
What to check on this one
- Verify new roof installation date and warranty coverage documents.
- Confirm flood zone designation and obtain elevation certificate for Intracoastal location.
- Review HOA covenants, restrictions, deed, and 12-month financials for Marsh Lakes Estates.
- Inspect plumbing for polybutylene or cast-iron given 1998 construction year.
- Request 4-point inspection and wind-mitigation inspection report from insurer.
- Confirm all renovation permits pulled and final inspections signed off by Nassau County.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,280,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 10, 2026, 10:45 PM.
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