Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$226,000

2706 TINA Lane, Middleburg, FL 32068

Greenwood Estates

Price
$226,000
Beds / Baths
4 / 2
Living area
1,174 sqft
Year built
1981
Type
Residential
Lot
0.2 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
55

Welcome home to this 4-bedroom, 2-bath brick home nestled in a well-established neighborhood. Inside, you'll find a warm and inviting living area featuring a cozy wood burning fireplace, perfect for relaxing evenings with family and friends. The fictional floor plan offers comfortable living spaces designed for everyday living. Step outside to enjoy the screened back patio-an ideal spot for morning coffee, outdoor dining, or simply unwinding while overlooking the spacious, fully fenced backyard. Conveniently located close to schools, shopping, dining, and everyday amenities, this home combines comfort, charm, and convenience. Don't miss your opportunity to make this wonderful property your next home!

What to check on this one

  • Verify roof age and get inspection—1981 home likely needs replacement soon, insurers restrict coverage past 20 years
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report for insurance eligibility
  • Confirm flood zone and obtain elevation certificate if in AE/VE—required for mortgage and insurance
  • Check plumbing type (cast-iron or polybutylene common in 1981)—may need replacement, affects insurability
  • Verify HVAC age and service history—original systems unlikely at 45 years old

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,173/mo
Property tax (1.1% eff., Clay Co.)$207/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,672/mo

Loan $180,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 1:12 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.