Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$275,000

3040 RUSTIC DEER Way, Green Cove Springs, FL 32043

Cross Creek

Price
$275,000
Beds / Baths
3 / 2
Living area
1,618 sqft
Year built
2023
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
53

Welcome to this beautifully maintained, nearly new home (built in 2023) located in the highly desirable, amenity-rich community of Cross Creek! Boasting 1,618 square feet of bright and airy living space, this 3-bedroom, 2-bathroom home features a tasteful, neutral color palette throughout, making it entirely move-in ready.The heart of the home flows seamlessly into the living areas, perfect for entertaining or daily living. Step outside to your private oasis featuring a fully fenced-in backyard and an extended patio, ideal for outdoor dining, grilling, or just relaxing in the Florida sunshine. Cross Creek offers an unparalleled lifestyle with resort-style amenities, including a sparkling swimming pool, a dedicated children's splash pool, pickleball courts, a fully equipped fitness center, a clubhouse, and a community park. Don't miss the opportunity to live like you're on vacation every day in Green Cove Springs!

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment term.
  • Confirm flood zone designation with FEMA map; request elevation certificate if AE/VE.
  • Review Cross Creek HOA/CDD documents, amenity fees, and rental restrictions.
  • Inspect roof warranty documentation (2023 build); confirm builder coverage details.
  • Confirm seller disclosure on any structural or mechanical repairs since 2023 build.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,427/mo
Property tax (1.1% eff., Clay Co.)$252/mo
Homeowners insurance (est.)$292/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,148/mo

Loan $220,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 7:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.