Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$445,000

721 TARA FARMS Drive, Middleburg, FL 32068, Middleburg, FL 32068

Tara Farms

Price
$445,000
Beds / Baths
4 / 3
Living area
1,863 sqft
Year built
1992
Type
Residential
Lot
5.74 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
53

$239/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 32% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover the perfect blend of modern comfort and Florida's natural beauty with this beautifully remodeled home nestled on a serene property in Middleburg. Surrounded by protected wetlands, the property offers exceptional privacy, peaceful views, and abundant native wildlife, creating a truly one-of-a-kind setting. The tastefully renovated home combines contemporary finishes with everyday functionality, making it move-in ready while allowing you to enjoy the tranquility of nature right outside your door. Ideal for buyers seeking a private retreat without sacrificing convenience, this property is just a short drive from shopping, schools, and major roadways. The surrounding wetlands help preserve the area's natural beauty and limit overdevelopment, enhancing the privacy and peaceful character of the property for years to come. Buyer is responsible for conducting all due diligence regarding wetlands, zoning, permitted uses, and any future improvements in accordance with local, state,

What to check on this one

  • Verify flood zone designation with FEMA map and Clay County—wetlands may affect insurance/financing.
  • Obtain roof age documentation; 1992 home may need 4-point inspection for homeowners insurance.
  • Confirm septic system inspection records and well water quality testing history.
  • Request wetland survey, setback limits, and permitted use restrictions from Clay County.
  • Verify all renovation permits and final inspections filed with Clay County Building Department.
  • Get title commitment and check for any easements related to protected wetlands.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,309/mo
Property tax (1.1% eff., Clay Co.)$408/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,009/mo

Loan $356,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 6:13 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.