Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$599,000

972 SALTWATER Circle, St. Augustine, FL 32080, St. Augustine, FL 32080

Seagrove St Augustine Beach

Price
$599,000
Beds / Baths
3 / 3
Living area
2,308 sqft
Year built
2008
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$67/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
53

$260/sqft asking, vs a $318/sqft median across 527 closed sales in 32080 over the last 12 months — 18% below the area's closed prices. Condition and lot vary; that's what a showing is for.

One of the best price-per-square-foot opportunities on Anastasia Island, this SeaGrove home is located in a kid-friendly neighborhood within a highly regarded school district, offering the space, value, and sense of community you've been looking for. With 3 bedrooms, 2.5 bathrooms, and 2,308 square feet of living space, this home delivers both value and versatility in a location that's hard to beat. Located less than a mile from the beach, giving you easy access whenever you want to get out and enjoy the coast. The front porch sets the tone, a perfect place to relax and enjoy the ocean breeze. Out back, French doors open to a covered patio and fully fenced yard. The first floor offers a dedicated office or flex space, a dining area, and a spacious living room that flows into the kitchen and breakfast nook. A convenient half bath is also located downstairs. All three bedrooms are located upstairs. The primary suite features its own private balcony, a large walk-in closet, and an ensuite bath with a soaking tub and separate shower. Additional highlights include a detached garage with alley access and a roof replaced in 2018. The home sits at a base elevation of 13.1 feet and is located in Flood Zone X, offering peace of mind with no required flood insurance. SeaGrove is known for its welcoming, kid-friendly atmosphere and access to a phenomenal school district, making it a great fit for families or anyone looking for a true neighborhood feel. Residents enjoy a community pool, open-air pavilion, basketball court, and a kayak launch leading to a tidal creek and the Intracoastal Waterway. You can also walk to everyday conveniences like the post office, library, and local dining. If you're looking for a well-priced opportunity on Anastasia Island with close proximity to the beach, this is one worth seeing in person.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for this address
  • Confirm roof replacement date (2018) and get inspection report for insurance eligibility
  • Pull HOA docs: verify $67/mo covers what, check for pending assessments or liens
  • Inspect plumbing for polybutylene or cast-iron (2008 build — check supply lines, drains)
  • Verify detached garage legal status and confirm alley easement rights with county

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,108/mo
Property tax (1.1% eff., St. Johns Co.)$549/mo
Homeowners insurance (est.)$349/mo
HOA$67/mo
All-in monthly (est.)$4,073/mo

Loan $479,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENDLESS SUMMER REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 6:25 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.