Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$615,000

302 VISTA LAKE Circle, Ponte Vedra, FL 32081

Liberty Cove

Price
$615,000
Beds / Baths
4 / 3
Living area
2,352 sqft
Year built
2019
Type
Residential
Lot
0.18 ac
Garage
2
HOA
$79/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
53
Elementary
Pine Island Academy
Middle
Pine Island Academy
High school
Allen D. Nease

$261/sqft asking, vs a $280/sqft median across 1,361 closed sales in 32081 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.

A peaceful, zen-like retreat designed for relaxation! Lush landscaping & privacy hedges on both sides create a serene setting for quiet mornings & evening unwinding! The screened lanai with paver extension invites you to enjoy it all year-round! Inside, the home is polished & timeless with fresh interior paint (including baseboards), crown molding, & curated lighting that elevates every space. Tile floors downstairs are paired with warm wood stair treads, adding depth & character. The white kitchen is bright & welcoming with granite countertops & soft-close cabinetry, flowing seamlessly into the main living area. A front flex room with wainscoting offers versatility, while a guest bedroom & full bath downstairs add convenience. Upstairs, the primary suite has a double tray ceiling, custom closet, & spa-like bath with a soaking tub, while two bedrooms & loft are tucked away. With a park across the street & backyard that feels like a private escape, this home offers rare tranquility!

What to check on this one

  • Confirm flood zone designation and elevation certificate requirement for this address.
  • Verify CDD bond payoff amount and remaining assessment obligations.
  • Request roof inspection report; home is 7 years old, track any warranty remaining.
  • Obtain HOA covenants and confirm $79/mo includes all fees; verify no special assessments pending.
  • Review homeowners insurance quotes now—St. Johns County insurers may require 4-point inspection on newer builds.
  • Confirm all interior paint, kitchen, and flooring work has proper permits and receipts.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,191/mo
Property tax (1.1% eff., St. Johns Co.)$564/mo
Homeowners insurance (est.)$359/mo
HOA$79/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,360/mo

Loan $492,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LOKATION. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 8:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.