Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$215,000

315 VIA CASTILLA 204, St. Augustine, FL 32095, St. Augustine, FL 32095

Palencia

Price
$215,000
Beds / Baths
3 / 2
Living area
1,383 sqft
Year built
2005
Type
Condo
Lot
Garage
0
HOA
$222/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
17
Elementary
Palencia
Middle
Pacetti Bay
High school
Allen D. Nease

Welcome to easy, low-maintenance living in this beautifully updated second-floor end-unit condo within a gated Palencia-area community. A private staircase leads to a bright interior featuring a desirable split-bedroom floor plan, LVP flooring, generous storage, and a screened lanai perfect for relaxing. Additional highlights include reserved covered parking and an HVAC system replaced in 2022. Enjoy convenient access to shopping, dining, I-95, historic downtown St. Augustine, and area beaches. The association fee includes water, sewer, trash, pest control, exterior and grounds maintenance, plus access to Palencia amenities such as three pools, athletic fields, tennis courts, a fitness center, pocket parks, boardwalks, and fitness trails. Optional Palencia Club social and golf memberships may also be available.Buyer to verify membership availability, fees, restrictions, condo documents, and all information.

What to check on this one

  • Verify condo milestone/SIRS reports and reserve study status with HOA.
  • Request full condo documents: bylaws, rules, rental restrictions, special assessments.
  • Confirm CDD bond payoff amount and remaining payment obligation.
  • Obtain flood zone designation and elevation certificate if in AE/VE.
  • Verify HVAC 2022 replacement documentation and any remaining warranty.
  • Review HOA fee breakdown: confirm water/sewer/trash/pest included in $222/mo.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,116/mo
Property tax (1.1% eff., St. Johns Co.)$197/mo
Homeowners insurance (est.)$292/mo
HOA$222/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$1,994/mo

Loan $172,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 22, 2026, 8:31 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.