Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$210,000

3933 OAK MILL Road, Orange Park, FL 32065, Orange Park, FL 32065

Towering Oaks

Price
$210,000
Beds / Baths
2 / 3
Living area
1,107 sqft
Year built
2023
Type
Townhouse
Lot
0.03 ac
Garage
0
HOA
$195/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
53
Elementary
Plantation Oaks
Middle
Oakleaf Jr High
High school
Oakleaf High School

$190/sqft asking, vs a $144/sqft median across 34 closed sales in 32065 over the last 12 months — 31% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to a beautifully maintained townhome built in 2023, offering modern style and low-maintenance living. With the roof, HVAC, plumbing, electrical, and appliances just three years old, you'll enjoy peace of mind that comes with a nearly new home. Located in one Oakleaf's most desirable communities, residents enjoy access to community pools, parks, basketball and tennis courts, jogging, and scenic green spaces--perfect for recreation and connecting with community residents. Conveniently located within a quick drive to highly rated schools, major highways, shopping, dining, and everyday conveniences. Naval Air Station Jacksonville is also just a short drive away, making this an excellent choice for commuters, military, veterans, and civilian professionals alike. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this nearly new townhome offers modern comfort, outstanding community amenities, and a location that truly has it all.

What to check on this one

  • Verify flood zone designation—obtain FEMA flood map and elevation certificate if in AE/VE zone.
  • Confirm CDD bond payoff amount and remaining assessment schedule.
  • Review HOA covenants for rental restrictions and short-term-rental eligibility.
  • Request HOA financial statements and reserve study (2023 townhome = newer reserve needs).
  • Confirm all major systems warranties still active (roof, HVAC, appliances, plumbing, electrical).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,090/mo
Property tax (1.1% eff., Clay Co.)$193/mo
Homeowners insurance (est.)$292/mo
HOA$195/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$1,937/mo

Loan $168,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.