Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$439,980

2458 MORGANZA Way, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Russell Retreat

Price
$439,980
Beds / Baths
4 / 3
Living area
3,223 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$160/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
53

$135/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 25% below the area's closed prices. Home is priced 24.7% below area closed sales; at $135 per square foot versus $179 average, ask the agent why the discount despite move-in-ready new construction.

***MOVE IN READY - BRAND NEW HOME*** No CDD fees. With limited homesites near A+ schools, now is the time to buy! Welcome to the spacious 4 bed, 3 bath Barbados II at Russell Retreat offering over 3,200 sq ft of elevated living. This thoughtful Lennar floor plan features an open-concept layout with a large loft, 9' ceilings, 8' interior doors, and wood-inspired LVP flooring. The gourmet kitchen shines with quartz countertops, a long prep island, 42'' staggered cabinets, a double oven, and designer finishes from Lennar's Royal Collection of features. Enjoy premium carpet in bedrooms, spa-inspired baths with floor-to-ceiling tile, and European-height vanities. Relax on your screened-in paved lanai with full irrigation, gutters, and a large private backyard. Every detail is included, window blinds, sprinkler system, energy-efficient features, and high-speed internet via HOA. (Conditions may apply)

What to check on this one

  • Verify final walkthrough 48 hours before closing—new construction defects common.
  • Confirm HOA $160/mo covers what; request CC&Rs and budget reserves.
  • Get builder's 1-yr/10-yr warranty terms in writing; document pre-closing punch list.
  • Confirm flood zone designation and obtain elevation certificate for lender/insurance.
  • Review Lennar construction timeline; confirm utility connection dates and service availability.
  • Inspect final grading/drainage around foundation—Clay County clay expansive soil risk.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,283/mo
Property tax (1.1% eff., Clay Co.)$403/mo
Homeowners insurance (est.)$292/mo
HOA$160/mo
All-in monthly (est.)$3,138/mo

Loan $351,984 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 7:13 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.