Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$440,000

12887 BENTWATER Drive, Jacksonville, FL 32246, Jacksonville, FL 32246

Bentwater Place

Price
$440,000
Beds / Baths
3 / 2
Living area
1,469 sqft
Year built
1996
Type
Residential
Lot
0.53 ac
Garage
2
HOA
$29/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
47

Welcome home to this adorable 3-bedroom, 2-bath home perfectly situated on a large pond with beautiful water views! Filled with natural light, the open-concept floor plan features vaulted ceilings that create a spacious feel throughout the great room and kitchen, while the split-bedroom layout offers added privacy. The updated kitchen is equipped with newer stainless steel appliances, double oven, beautiful tile backsplash, updated lighting, and plenty of workspace for everyday living and entertaining. Step outside to a large fully fenced backyard overlooking an expansive lake, where you'll enjoy peaceful views and plenty of room to add the pool of your dreams. Whether you're looking for your first home, downsizing, or simply searching for a well-maintained property in a beautiful setting, this home checks all the boxes. Don't miss this must-see opportunity! Ask about our Preferred Membership opportunities at The Ponte Vedra Inn & Club and The Lodge & Club.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Get roof inspection report—home is 28 years old, confirm age and insurer acceptability.
  • Confirm plumbing type (polybutylene/cast-iron issues possible for 1996 build).
  • Request 4-point inspection and wind-mitigation report for insurance quotes.
  • Verify HOA $29/mo covers what; request all covenants and restrictions.
  • Obtain septic system inspection and maintenance records; confirm well if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,283/mo
Property tax (1.1% eff., Duval Co.)$403/mo
Homeowners insurance (est.)$292/mo
HOA$29/mo
All-in monthly (est.)$3,007/mo

Loan $352,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 8:14 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.