Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$285,000

2989 ROCK CREEK Court, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Cross Creek

Price
$285,000
Beds / Baths
4 / 2
Living area
1,488 sqft
Year built
2021
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
53

$192/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Built in 2021 and situated on a quiet cul-de-sac, this 4 bedroom 2 bath home has a thoughtful split-floor-plan layout and is well maintained by its original owners. Brand new vinyl fencing, new sod, new LVP floors throughout the main living areas, tasteful accent walls and neutral paint throughout make this home move in ready! There is a ton of storage space and an expanded driveway. The master suite has a large walk in closet and massive garden tub and is tucked away from the other bedrooms for additional privacy. Neighborhood amenities include a pool, park, pickleball court, gym, volleyball court, meeting rooms and rentable pool pavilion. Assumable mortgage with a 2.5% rate for a VA buyer or incentive from a preferred lender - schedule your showing today!

What to check on this one

  • Verify CDD bond payoff amount and annual assessment obligation.
  • Confirm HOA $8/mo covers what; request full governing docs and rules.
  • Pull FEMA flood map for Green Cove Springs address; obtain elevation certificate if needed.
  • Review roof warranty (2021 build); confirm no prior claims or damage.
  • Inspect LVP flooring for water damage; check vinyl fence installation date.
  • Ask seller for assumable mortgage terms, remaining balance, and lender contact.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,479/mo
Property tax (1.1% eff., Clay Co.)$261/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,207/mo

Loan $228,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 2:28 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.