Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$825,000

125 KEY Road, Palatka, FL 32177

Metes & Bounds

Price
$825,000
Beds / Baths
5 / 2
Living area
2,509 sqft
Year built
1955
Type
Residential
Lot
22.46 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
33

$329/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 103% above the area's closed prices. Condition and lot vary; that's what a showing is for.

2.99% ASSUMABLE LOAN! Seller will also contribute 1% to the buyer for a rate buy down / down payment and is flexible with closing. Plus...get ANOTHER 1% credit if using seller preferred lender. 2% TOTAL! Seller is also offering 1 year home warranty for added peace of mind. Welcome to your own private country retreat in the small town of Bardin, a close knit community surrounded by natural beauty and open spaces where neighbors know and look out for each other. This beautifully remodeled 5 bedroom, 2 bath split floor plan home combines modern updates with the peaceful lifestyle you've been dreaming of. Retreat to an oversized primary suite designed for ultimate comfort and relaxation. The spa-like bathroom features a luxurious walk-in shower, creating a serene space to unwind at the end of the day. A spacious walk-in closet provides ample room while keeping everything beautifully organized. Every major improvement has been completed, including a new HVAC system, new on-demand hot water heater, newer metal roof, new well pump, new flooring, new interior and exterior paint, new $3000 refrigerator, and a newer whole-house water filtration system with reverse osmosis, making this home truly move in ready. Arrive home each day on your private driveway lined with majestic oak trees and natural beauty. Whether you're looking for a hobby farm (check out the large elevated garden beds!), equestrian property, family compound, or simply room to roam, this property is ready for it all. Bring your chickens, ducks, cows, and horses! The fenced front yard provides a safe space for dogs while the fenced pasture is ideal for horses and livestock. A brand new chicken coop, barn for your tractor, workshop, and two separate one-car garages offer plenty of space for equipment, storage, and hobbies. Step outside and enjoy the tranquil beauty of your goldfish ponds complete with cascading waterfalls, creating the perfect setting to relax and unwind. Nature lovers will appreciate the abundant wildlife, including wild peacocks, turkeys, and deer that frequently visit the property. Adventure awaits just beyond your back door; sit at the firepit, wander through the trails perfect for hiking, dirt biking, horseback riding, or ATV riding. Whether you're seeking peaceful country living, outdoor recreation, or space for animals, this exceptional property offers a rare combination of comfort, privacy, and endless possibilities.

What this home really costs per month

Principal & interest$4,281/mo
Property tax (1.1% eff., Putnam Co.)$756/mo
Homeowners insurance (est.)$481/mo
All-in monthly (est.)$5,518/mo

Loan $660,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 4:17 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.