Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$159,900

13194 NE 233 Lane, Raiford, FL 32083, Raiford, FL 32083

Raiford

Price
$159,900
Beds / Baths
2 / 2
Living area
960 sqft
Year built
1990
Type
Residential
Lot
0.5 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Union
Days on market
54
Elementary
Other
Middle
Other
High school
Other

Half acre open rural parcel with 2 bedrooms 2 full baths, kitchen, dining, living room and all in one washer dryer unit in hall bath. Completely renovated and attached to parcel in 2021 - well, septic, all in one HVAC unit and metal roof are only 4.5 years old. Bring your recreation vehicles, plan for a chicken coop and or pool and still have room for a detached shed and or work shop! Country living in this rural area! Shopping and dining with in 20-30 minutes of this home. Close to the all the fresh water springs for swimming, kayaking and more!

What to check on this one

  • Verify well and septic maintenance records; confirm system capacities and last service date.
  • Obtain flood zone designation from FEMA; request elevation certificate if in AE/VE zone.
  • Review metal roof installation documentation and warranty from 2021 renovation.
  • Confirm all-in-one HVAC unit model, warranty status, and service history since 2021.
  • Verify mobile home title, permanent foundation attachment, and any outstanding liens or claims.
  • Request septic system inspection report and well water quality test results.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$830/mo
Property tax (1.1% eff., Union Co.)$147/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,269/mo

Loan $127,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 5, 2026, 12:53 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.