$224,900
161 BASIN Drive, Palatka, FL 32177, Palatka, FL 32177
St Johns Harbor
- Price
- $224,900
- Beds / Baths
- 3 / 2
- Living area
- 1,260 sqft
- Year built
- 2025
- Type
- Residential
- Lot
- 0.16 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 56
$178/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.
One or more photo was virtually staged. Brand New | Move-In Ready | USDA Eligible Area Be the very first to call this beautiful brand-new Clayton home your own! Offering 3 bedrooms, 2 bathrooms, and 1,260 square feet of thoughtfully designed living space, this home combines modern style with everyday comfort. Step inside to an open-concept floor plan featuring a spacious living area, a beautiful kitchen with a center island, brand-new appliances (including a refrigerator, range, dishwasher and oven) along with plenty of cabinet space for storage. The split-bedroom layout provides privacy for the primary suite while creating a functional floor plan for family or guests. Enjoy the peace of mind that comes with new construction including NEW electrical, plumbing, skirting, and a home that has never been lived in. The sliding glass doors open to the backyard, creating the perfect space to relax.Situated on a 0.16-acre lot for tranquility and low maintenance. This one is a must see!
What to check on this one
- Verify exact flood zone designation with Putnam County Property Appraiser—current unknown status blocks financing.
- Confirm manufactured home is HUD-code compliant; inspect tie-downs, skirting installation, and foundation certification.
- Review warranty documentation for Clayton home—structural, appliances, systems coverage terms and transferability.
- Check manufactured home title status, lien release, and whether lot ownership or land lease applies.
- Obtain homeowner's insurance quote now—manufactured homes face higher premiums; confirm insurer will cover.
- Verify USDA loan eligibility; confirm property qualifies and no prior USDA debt on buyer's record.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $179,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 9, 2026, 9:33 PM.
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