$950,000
3775 FOREST Drive, Middleburg, FL 32068
Black Creek Forest
- Price
- $950,000
- Beds / Baths
- 3 / 4
- Living area
- 1,798 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.92 ac
- Garage
- 4
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 54
$528/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 192% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to the Black Creek Beauty! Tucked away in a dead-end lot along 200 ft of the quiet waters of Black Creek, this riverfront retreat is the perfect blend of privacy, craftsmanship and outdoor living. Expansive covered porches, warm wood finishes and an open-concept design built for gathering. Inside the main home, you'll find soaring cypress wood ceilings, abundant natural light, and a beautifully appointed kitchen creating an inviting atmosphere that feels both refined and relaxed. Multiple living spaces provide room to entertain, unwind or simply take in the peaceful surroundings. A custom designed deep pier foundation worth over $500,000 provides top of the line structural integrity for peace of mind. 48x25 screened in entertainment area with sink and bar, private dock and endless opportunities for boating, fishing, kayaking, or sunset cruises. Navigable to the St Johns River. Whether you're searching for a full-time residence or a waterfront escape, this property captures the best of Florida riverfront living. Barn/Workshop offers incredible flexibility and 800 additional sq ft with a 2nd spacious primary en suite with bathroom above an expansive 4-car workshop/garage. Perfect for guests, a home office, hobby space, or multigenerational living. This provides the extra room you've been looking for while the oversized garage offers ample space for vehicles, storage and projects! **Sq footage displayed for main house only. Additional sq footage in guest house**
What to check on this one
- Verify flood zone designation and obtain elevation certificate for Black Creek riverfront.
- Request engineer report on deep pier foundation and any recent structural inspections.
- Confirm roof age, material, and current insurance eligibility in Clay County.
- Get workshop/barn permit status and whether 2nd primary suite complies with zoning.
- Review dock, riparian rights, and any Army Corps or environmental use permits.
- Verify septic system capacity and drain field location given waterfront proximity.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $760,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of JPAR CITY AND BEACH. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 3:19 PM.
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