$714,900
649 WINDLEY Drive, St. Augustine, FL 32092
Shearwater
- Price
- $714,900
- Beds / Baths
- 5 / 4
- Living area
- 3,287 sqft
- Year built
- 2022
- Type
- Residential
- Lot
- 0.19 ac
- Garage
- 3
- HOA
- $20/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 54
- Elementary
- Trout Creek Academy
- Middle
- Trout Creek Academy
- High school
- Beachside
$217/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Perfectly situated on a premium preserve lot in highly desirable Shearwater, this stunning Boca II floor plan offers 5 bedrooms, 4 baths and is beautifully appointed with all the right upgrades. Step through the 8' front double doors and be welcomed by luxury vinyl plank flooring, elegant lighting, custom built-ins and an abundance of natural light throughout. The beautiful kitchen features a large island, white quartz countertops, 2-tone cabinetry and walk-in pantry. The open and inviting living room overlooks the serene preserve, with built-in shelving and cabinetry. The primary suite is a true retreat, complete with bay windows, tranquil views, an upgraded ceiling fan and his-and-hers walk-in closets. The spa-like en suite includes separate vanities, a garden tub and upgraded frameless tiled shower. An additional 3 bedrooms, 3 baths, elegant formal living and dining rooms, and a versatile bonus room complete the first floor. Wood tread stairs lead to an oversized upstairs bedroom with full bath-perfect for guests, a media room, or additional living space. Outside, glass sliding doors open to the gorgeous covered lanai, complete with an upgraded ceiling fan and retractable screen-perfect spot to relax, unwind and entertain while taking in the preserve views. The lanai is pre-plumbed and ready for a future summer kitchen. The extended paver patio provides even more space to enjoy Florida's beautiful weather and embrace year-round outdoor living. Additional highlights include a paver driveway, 3-car garage, a charming covered front porch, 2 tankless gas water heaters, whole-home gutters, a builder/structural home warranty and a termite bond with Turner Pest Control. Smart features include a hub for lights, a pre-wired alarm system and Ethernet wiring in all rooms. Live the resort lifestyle in Shearwater-a nature lover's paradise with resort-style amenities including pools, kayaking, scenic nature trails, a fitness center, tennis courts, a dog park and more. Zoned for top-rated St. Johns County schools and just minutes from the brand-new K-8 Trout Creek Academy, shopping and dining - this home truly has it all!
What to check on this one
- Verify exact flood zone designation and elevation certificate requirement for St. Johns County.
- Obtain CDD bond payoff amount and remaining assessment schedule for Shearwater.
- Review HOA covenants for rental restrictions and guest policies.
- Confirm roof warranty status and material specs (2022 build).
- Request CDD master documents and any pending special assessments.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $571,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 12:24 PM.
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