Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$310,000

3178 WAVERING Lane, Middleburg, FL 32068, Middleburg, FL 32068

Glen Laurel

Price
$310,000
Beds / Baths
3 / 2
Living area
1,788 sqft
Year built
1999
Type
Residential
Lot
0.19 ac
Garage
2
HOA
$26/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
54

$173/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully maintained 3-bedroom, 2-bath home featuring a versatile flex room perfect for a home office, playroom, or possible 4th bedroom. All bedrooms feature custom closet shelving units. The large kitchen features abundant cabinetry, plenty of counter space, and overlooks the inviting family room, creating a seamless flow for gatherings. A formal dining room provides the perfect setting for family dinners or hosting guests. Step outside to enjoy the fully fenced backyard with plenty of room to relax, play, or entertain. Situated on one of the largest lots in the neighborhood, this property offers extra outdoor space and added privacy. Conveniently located near top-rated schools, shopping, dining, and everyday conveniences, this home is one you won't want to miss!

What to check on this one

  • Verify roof age—built 1999, confirm shingles/condition and last replacement date.
  • Obtain flood zone designation from FEMA map; if AE/VE, request elevation certificate.
  • Pull 4-point inspection report; insurer may require it given 27-year-old home.
  • Confirm HOA $26/mo covers what; request 12 months financials and restrictions.
  • Have plumber inspect for polybutylene supply lines or cast-iron drain lines.
  • Request HVAC age/service records; verify system function before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,609/mo
Property tax (1.1% eff., Clay Co.)$284/mo
Homeowners insurance (est.)$292/mo
HOA$26/mo
All-in monthly (est.)$2,211/mo

Loan $248,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 5:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.