Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$250,000

2974 SUNRISE CREEK Road, Green Cove Springs, FL 32043

Cross Creek

Price
$250,000
Beds / Baths
5 / 3
Living area
2,512 sqft
Year built
2019
Type
Residential
Lot
0.22 ac
Garage
2
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
41

- ''SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders. 2 story, 5 bedroom 3 bathroom, 2 car garage.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment obligations.
  • Get pre-approval letter; short sale lender approval timeline is 120+ days.
  • Order 4-point inspection and document all needed repairs before offer.
  • Clarify what 'TLC needed' covers — get written scope of issues.
  • Confirm conventional lender will accept short sale; verify no title issues.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Clay Co.)$229/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$1,993/mo

Loan $200,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of 7 STAR REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 6:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.