$445,000
1640 TROY LYNN Trail, Jacksonville, FL 32225
Mt Pleasant Creek
- Price
- $445,000
- Beds / Baths
- 3 / 2
- Living area
- 1,828 sqft
- Year built
- 1991
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 2
- HOA
- $6/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 5
- Elementary
- Sabal Palm
- Middle
- Landmark
- High school
- Sandalwood
UPDATED! Move-in ready. Situated on an oversized corner lot in a cul-de-sac and features professionally renovated bathrooms with marble tile and solid oak vanities, custom closet systems in every bedroom, fresh interior paint, Level 5 ceilings with all popcorn removed, and hard-surface flooring throughout. Major improvements: HVAC system with all new ductwork and an added return in the primary bedroom for enhanced comfort, new refrigerator and oven, new sliding glass door, huge extended paver driveway and entryway, all new irrigation and sod, and a water softener installed in 26. Enjoy outdoor living on the screened lanai and extended paver patio. Eligible buyers may also assume the seller's VA loan, 2.625% interest rate, subject to lender approval / VA eligibility. These renovations were completed for the owners long-term enjoyment--not for resale. They are moving for additional bedrooms, giving you the opportunity to enjoy all of these beautiful, high-quality upgrades.
What to check on this one
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Verify HVAC system age, warranty, and ductwork installation documentation.
- Request 4-point inspection given 1991 build year; check roof age and condition.
- Confirm water softener installation year and service contract status.
- Verify all renovation permits pulled and final inspections signed off.
- Review VA loan assumption terms, lender requirements, and transfer timeline.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $356,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of THE LEGENDS OF REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Jul 13, 2026, 10:30 PM.
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